Pawn Shop FAQs
What items does a pawn shop lend?
We provide loans on just about everything. Including but not limited to these common items:
- Gold and Diamond Jewelry
- Laptops, tablets and all-in-one PCs
- Cell Phones / Smartphones
- Cameras and lenses
- Designer handbags and sunglasses
- Musical instruments
- Electronics of all kinds (drones, GPS, etc.)
- Home audio systems
- Art and collectibles
What are the fees?
We charge a monthly finance charge (interest + storage) based on how much you borrow. Redeeming within first 30 days is principle + finance charge.
After three months you have to pay back your pawn loan in full on its due to date. If you are unable to do so, you may be able to get a renewal.
What is a renewal?
With a renewal, you pay the interest that has accrued on your pawn loan in full, and a new pawn loan is written. The principal pawn loan amount remains the same, as does the interest rate, but the due date is reset for the full loan term.
Is a credit check required for a pawn loan?
No. The only requirement is a valid photo ID.